Skip to main content
index page

In the Media

WHY ARE YOU PASSIONATE ABOUT LAW?

WHY ARE YOU PASSIONATE ABOUT LAW?

January 15, 2024

Being an attorney, my passion for the law is rooted in its substantial influence on society and the yearnings of individuals. Law is not a mere set of rules; it’s an evolving framework that builds our social fabric. You are privileged to play a role in such unique stories, and it’s also your responsibility.

It is intellectually challenging. The law demands meticulous analysis, and its complex nature requires perpetual enhancement of my skills and knowledge. On top of this, the law is about justice and fairness—values that play a vital part in who I am.

- Loretta Kilday

8 Change To Transform Your Personal Finance Management

8 Changes To Transform Your Personal Finance Management

January 12, 2024

One way of overcoming poor personal financial management skills is by making a realistic and detailed budget. It’s not just keeping records of your spending or saving for a rainy day. It involves getting into the details about your finances—where your income comes from, your needs, and what can be done at your discretion.

- Loretta Kilday

Residents in One State Question Getting Checks Up to $120 in the Mail

Residents in One State Question Getting Checks Up to $120 in the Mail

January 12, 2024

The question here is how eligibility should be determined and how funds should be distributed. It makes the intended compensation for those impacted by the price-fixing arrangements less effective. This event should be a learning material to enhance how such funds are redistributed to become more fair, effective, and transparent.

- Loretta Kilday

Can You Become a Millionaire From Scratch in One Year?

Can You Become a Millionaire From Scratch in One Year?

January 12, 2024

It is almost impossible for most people to become millionaires within just one year. More often than not, luck also plays a role. Wealth accumulation usually demands time, disciplined saving, and savvy investing, like starting up something of one’s own.

- Loretta Kilday

Can You Become a Millionaire From Scratch in One Year?

Can You Become a Millionaire From Scratch in One Year?

January 12, 2024

It is almost impossible for most people to become millionaires within just one year More often than not, luck also plays a role. Wealth accumulation usually demands time, disciplined saving, and savvy investing, like starting up something of one’s own.

- Loretta Kilday

Smart Contracts Redefined: Innovative Ways Businesses Optimize Processes

Smart Contracts Redefined: Innovative Ways Businesses Optimize Processes

January 11, 2024

In my opinion, the use of smart contracts is the most powerful way to improve business processes. Blockchain technology allows for the automation of multi-party processes, saving time and money spent on intermediaries, especially in the finance and real estate industries. These contracts are more efficient due to their immutability, which results in cost savings and improved security.

- Loretta Kilday

What Is Citibank Routing Number? (2024)

What Is Citibank Routing Number? (2024)

January 10, 2024

Financial transactions have significantly evolved with the advent of Financial Technology (FinTech) and Regulatory Technology (RegTech), especially after the 2008 global financial crisis. This evolution has moved from traditional banking methods to a more technology-driven approach, characterized by the rise of startups and IT firms offering specialized financial services. Technology’s role in this change is pivotal, as it has enabled more efficient, accessible, and varied financial services, demanding an equally sophisticated approach to regulatory compliance and data management.

- Loretta Kilday

Americans Sound Alarm About Not Being Able to Pay Rent

Americans Sound Alarm About Not Being Able to Pay Rent

January 09, 2024

When this aid was terminated, many renters became financially vulnerable because they could not withstand the economic turmoil brought about by the pandemic.

- Loretta Kilday

Managing Equipment Financing Costs: What’s Your Approach?

Managing Equipment Financing Costs: What’s Your Approach?

January 08, 2024

Considering life-cycle management is the best way to manage equipment financing costs without straining finances and evaluating long-term costs, including maintenance and upgrades. It is through leasing that businesses can preserve their cash flow, gain flexibility, and obtain some tax benefits. In addition, appreciate the fact that financing decisions impact profit margins; therefore, select terms that enhance the financial health of your business. This multifaceted approach requires regular reviews and strategic planning.

- Loretta Kilday

Just Got Your First Job? 9 Things You Must Not Do With Your First Paycheck

Just Got Your First Job? 9 Things You Must Not Do With Your First Paycheck

January 08, 2024

I would advise people who are getting their first jobs to take a careful and strategic approach to their finances. Your benefits package is important because it makes up a huge part of your pay. Start early and maximize your contributions to retirement, especially if there is an employer match. It is not advisable for one to hurry when making lifelong financial commitments like owning a home. Be careful with lifestyle inflation, so do not spend more as you make more money.

- Loretta Kilday